Thursday, October 31, 2013

Chip and Pin Credit Cards


EMV card logo (designs may vary for
different cards but it's usually painted
gold with 3-5 horizontal lines on each
side of the center design)
     Chip-and-Pin cards are also known as EMV cards (EMV stands for Europay, Mastercard and Visa, the 3 groups involved in the initial development of the Chip-and-Pin technology). These cards can be debit, credit or ATM cards embedded with computer chips, unlike standard credit cards or "swipe cards" that have magnetic stripes or magstripes (though some cards have both). With the Chip-and-Pin credit card, the cardholder punches a Personal Identification Number (PIN) to complete a purchase instead of signing a receipt.
     On our trip to Europe in 2007, we rented a car to drive around the Costa Brava from Barcelona, then to Carcassonne, France, and back to Barcelona through Andorra. We tried to use our credit cards in some gas stations along the way and wondered why they weren't being accepted. The first time, we were almost out of gas and we didn't have enough cash! Luckily, my brother who lives in Spain was with us and he offered to pay for the gas with his Chip-and-Pin credit card.
     Learning from our previous experience in Europe, we tried our hardest to get hold of a Chip-and-Pin card before leaving for our second European vacation. We did a lot of research online and found a few that we considered getting.
     A month or so before our trip, my husband Ken (who is a USAA member because he used to be an officer in the U.S. army) decided to inform USAA online about our planned trip to Europe to make sure that our USAA Mastercard would work there. While filling up an online form, he was asked if he was planning a trip out of the country. When he answered "Yes", the next question, to his utter surprise, was if he wanted his card to be converted to a Chip-and-Pin card! We had no idea that USAA was already offering a Chip-and-Pin card! And the fact that we were not really keen on applying for a new credit card, that piece of news certainly made us glad! The card, however, is offered only to eligible USAA members (those who are planning to work or travel overseas).
     In Versailles, while lining up at a ticket machine to buy RER train tickets for our return trip to Paris, we felt so lucky to have a Chip-and-Pin U.S. credit card which very few American tourists there had. The very long line to purchase tickets with cash was disheartening. Some Americans, perhaps unaware of Chip-and-Pin cards, even held up the lines for the ticket machines while trying over and over again to buy tickets there with their standard American credit cards. Our USAA Chip-and-Pin Mastercard worked everywhere except on the French autoroute toll booths. We're not sure why. Ken's assumption is that they probably don't want to pay the fees associated with accepting American credit cards.
     For non-USAA members who may want to get Chip and Pin cards, this link will lead you to a list of both Chip-and-Pin and Chip-and-Signature U.S. credit cards:
     https://docs.google.com/spreadsheet/ccc?key=0Ani-u3tGk5hedGRvcE1ELVg5UmlGZk01SHZvTUMxdUE#gid=0
   

Tuesday, October 22, 2013

Travel Accommodation: Hotel, Bed & Breakfast Inn or Apartment


     One thing not so exciting about going on vacation in Europe (and in big cities like New York) is having to stay in tiny hotel rooms. Unless you're willing to pay a premium for a bigger room, you would have to put up with barely enough space to move around, walking sideways at times to get to the other side of the room. Don't bother looking for a closet because there's none. What you'll see are a few hooks on the wall; and every time you need to take out some clothes, you'll have to lift your heavy 30" suitcase and put it up on the bed! You're lucky if you get a teeny tiny table for whatever purpose it might serve you. The only thing that would make you feel better about the room is thinking about those capsule hotels in Japan!
     Don't get me wrong. I'm adventurous enough to be willing to try one of those Japanese "capsules" once in my lifetime just for the heck of it! But if I had a choice, I would rather not stay for more than 3 nights in a claustrophobically small room. That being the case, I was delighted to learn about 2 popular and trustworthy vacation rental websites, vrbo.com and homeaway.com. I checked them out and found very nice, modern and spacious apartments for less than the price you'll pay for 3-star hotel rooms in Europe. Hence, having planned to stay in Aix-en-Provence and Paris for a week each, my husband, Ken, and I decided to try short-term vacation rentals for our next European vacation. Amenities would normally include tea, coffee, cooking utensils and seasonings, bed linens and towels. However, just like some hotels and B&Bs in Europe, some vacation rentals may not provide wash cloths or face towels (Travel Tip: bring your own just in case).
     When looking for a place to stay in Europe, there are things that travelers need to know:
(1) Some accommodations, especially in older buildings or homes, don't have showers, only tubs.
(2) The bottom floor of a building is the ground floor; the next floor (2nd floor for Americans) is what Europeans call the "1st floor".
(3) Some places don't have air-conditioning (it could get uncomfortable staying there in the summer).
(4) Older buildings may not have "lifts" or elevators (quite inconvenient for those with heavy luggage that have to be carried 3 or 4 floors up), and those that have them may have tiny 1- or 2-person cars (it may require a couple of trips to take all luggage up an upper level room or apartment).
(5) Some apartments have washing machines but no dryers, and some don't even have both.
(6) Some vacation rentals only have pull-out couches or sofa beds (which can be uncomfortable sometimes); others only have double or full beds (which some would consider too small for a couple).
(7) Vacation rentals in popular tourist destinations need to be reserved at least 6 months ahead; rental calendars of the nicer ones that have very good reviews and aren't too pricey for the quality of the rentals get filled up fast; you need to book them 7 or 8 months ahead especially during the peak season!
(8) Many buildings (hotels included) in Europe don't have fire alarms, smoke detectors, sprinklers and fire escapes (in Paris, for instance, many old buildings are firetraps especially those that back up to another building or opens up to an inner courtyard at the back).
(9) It's better to book accommodations with reviews and to check out its surroundings on Google to make sure that the exterior at least is as advertised.
     For our 2-night stay in Geneva, Switzerland, we chose the Hotel Rotary Geneva - M Gallery Collection, a boutique hotel located in the city center on the Rive Droite (Right Bank), close to Gare Cornavin, and a short walk to Lake Geneva ("Lac Leman" to the locals). We booked the hotel through Expedia which offered a good price for the quality of the hotel. We didn't try the expensive breakfast offered at the hotel's restaurant. Instead, we walked each morning to a Starbucks overlooking Lake Geneva for delicious French (or Swiss?) pastries, coffee and the divine hot chocolate drink they served there!

Lobby of the Hotel Rotary Geneva (Geneva, Switzerland)
The beautiful ceiling at the lobby of the Hotel Rotary Geneva
(Geneva, Switzerland)

    In Aix-en-Provence, France, we found a beautifully-decorated 2-bedroom apartment located in the new Sextius-Mirabeau Quarter, an area close to the historical center but with newer residential and commercial buildings. The apartment was on the "1st floor" (European) of a very modern building, with a huge covered terrace, videophone, and all the conveniences and features that we were looking for (wifi, lift, washing machine & dryer, dishwasher, shower, queen bed, private underground garage, and, outside the bathroom, a mirror above a small console table that I could use as a "vanity table").
     Everything we needed was close by: a Monoprix where we bought groceries, wine shops, bakeries, restaurants (including one that was open till late night), a pizzeria (also open till late night and offered home delivery from 7-10:30pm), and even an electronic store called FNAC where we bought a converter (to replace the one we brought that I forgot to take off the power outlet of the train we took from Geneva). The only negatives that we encountered, though we didn't consider them that much of a big deal, were: only one gadget at a time could connect to the wifi, clothes were still a little damp when taken out of the dryer (though we were provided with lots of hangers and there was plenty of space in the 2 closets to hang the slightly damp clothes overnight), and it was a little difficult to park our compact rental car inside the tiny individual underground private garage (Lesson learned: When booking a rental car in Europe, it's best to get a sub-compact or economy car, and not to ever accept a bigger car upgrade!).


Ken trying to park our rental car
inside the tiny private garage

 
The Living-Dining-Kitchen (top left), Covered Terrace (bottom), 1 of the 2
Bedrooms (top right), & the Private Underground Garage (bottom right) of
 the stylish Sextius-Mirabeau apartment we rented in Aix-en-Provence

     In Paris, our ground-floor apartment on Rue Cler also had everything we wanted, except that the absence of a fire escape made me feel quite apprehensive. Also, the shower drain would get clogged (which got worse at the end of our stay---of course, we could have let the owner know about it but we didn't bother and instead, decided to endure it!), and the dryer of the washing machine-dryer combo wasn't working. However, we loved being so close to everything especially to the "Tour Eiffel"! And being on a market street, we got to observe and experience the typical Parisian life. We didn't get the chance to cook but we could easily buy fruits and desserts in the neighborhood stores. Ken would also go out each morning to buy freshly-baked croissants in a Boulangerie a few doors away. One morning, on his way out to buy our breakfast, he was greeted by cartfuls of beautiful newly-delivered flowers of every kind and color! He told me that it was like walking out into a garden! Too bad he wasn't able to take a picture of that amazing and lovely sight!

We called this the
 "Austin Powers" bedroom
The Living-Dining-Kitchen (top right & bottom) and Basement Bedroom (top left)
of the Rue Cler apartment we rented in Paris, France

     As for our accommodation in Honfleur, we decided to try "Le Fond de la Cour", a budget-friendly Bed & Breakfast that had very good reviews on Tripadvisor. We stayed there for 4 nights and chose the lowest-priced and smallest (30 sq. meters) first floor studio since it looked nice enough on the inn's website photos. That was also the only room I saw with a mirror outside the bathroom hanging above a table (my "vanity table" substitute). However, our arrival was followed by one disappointment after another.
     Having the inn's open electrical box inside our room with the fat black electrical wires in full view was a little unsettling (Ken joked that we could turn off power to the whole place!). Later, we discovered that the hand-held shower in the bathroom wouldn't stay steady (turning on the shower would make it flop down) and we could hear all movement in the room above ours (though only for the first 2 nights of our stay because the guests must have checked out and the room didn't get occupied till we left). The wifi signal inside our room was also very weak. When we asked the innkeeper about this, she told us that it was due to the weather and that wifi signal in the office/reception room and in the dining room was stronger. I wondered why none of the Tripadvisor reviewers mentioned those things. I guess we need to keep in mind that we do get what we pay for most of the time.
     We thought of upgrading but we didn't bother because despite the negatives and although our room was pretty basic, it wasn't too small and the negatives were tolerable. However, we probably would have felt differently if we were staying there for a week. As a matter of fact, I started getting tired of the place on the 4th day of our stay in Honfleur. The wet, cold and gloomy English-like weather, as well as the fact that our umbrella was stolen at the Musee Eugene Boudin one rainy day, didn't help matters. The saving grace was the daily breakfast which could not be faulted, and the inn's location which was an easy walking distance to the town center. As for parking, it was tough to find one around the inn. However, there was a private garage nearby that guests at the inn could rent for 10 Euros per day, but it had to be reserved in advance through the inn. We were so glad that we didn't take a chance and decided to reserve a space in the private garage before we left for Europe!

The charming courtyard of Le Fond de La Cour, the B&B where we stayed in Honfleur, France. A view of the
inn's courtyard greets guests from the covered entrance of the inn. Our ground floor Studio was located to the
right of the entrance, with a view of the street on one side and a view of the courtyard on the opposite side.

      Unlike most hotels that could be booked and paid online with a credit card, most vacation rentals and B&Bs in Europe would only accept cash. Some would require a downpayment of up to 50% of the total amount due through Paypal (which also charges a 20 Euro service fee), with the balance payable 1 or 2 weeks before arrival or when you arrive. Other rentals have additional charges like cleaning fees and check-in fees, and sometimes, an additional charge if you arrive late. Some even require a deposit, the amount depending on how valuable the decors and furnishings are inside the vacation rental. While looking for a Paris apartment online, I found one that required a deposit of 2,000 Euros because the rental housed valuable artworks and antiques!
     In our case, the owner of our apartment in Aix-en-Provence asked to be paid the full rent amount in cash (Euros, of course) upon our arrival, plus 50 Euros for a week's use of their private garage. There was a public garage close by but the parking fee was more (something like 80 or 100 Euros per week) and it wasn't as secure as the private garage in our apartment building. In Paris, we paid 50% downpayment through Paypal, the balance we paid in cash when we arrived. For the B&B in Honfleur, one night's stay was to be paid through Paypal, with the option to pay the balance 2 weeks before arrival or in Euros upon arrival.

Monday, October 21, 2013

Second Trip To Europe: Geneva (Switzerland), Monaco & A Tour of France


INTRODUCTION

     My first European trip was in 2007 when my husband, Ken, and I visited my brother who lives in Barcelona, Spain. Among the tourist sites we got to visit were the Sagrada Familia, Las Ramblas, Palau Nacional, Poble Espanyol de Montjuic, Parc Guell, Tibidabo, Parc del Laberint d'Horta, Parc de la Ciutadella, Marina Port Vell, Olympic Village, Casa Batllo, Casa Mila, Catedral de Barcelona, and Castell de Montjuic. We also toured the Costa Brava (Wild Coast) and got to see the medieval ruins of Vila Vella (Old Town) in Tossa de Mar, the Salvador Dali Theatre-Museum in Figueres, and the beautiful town of Cadaques. We even got lost while driving around looking for Salvador Dali's house (which we later learned was only a 20-minute walk from the town center at Port Lligat in Cadaques!). Realizing that we were nowhere near Dali's house, we continued driving and "discovered" Cap de Creus, a cape located at the easternmost point of Catalonia just 25 km. south of the French border. The place is very rocky but have amazing views of the Mediterranean Sea!

La Sagrada Familia y yo
(Barcelona, Spain)

The Peix Sculpture behind Ken and my brother
(Barcelona, Spain)



     After a 2-night stay at the beachfront Gran Hotel Reymar in Tossa de Mar, we crossed the Spanish border on our way to Carcassonne, France, to visit the restored "Le Cite Medieval" which is a walled city within a city. The next day, we drove up the Pyrenees mountains to get to Andorra, the 6th smallest country in Europe located on top of the Pyrenees and bordered by Spain and France. From there, we enjoyed gorgeous views on our way back to Barcelona. We stayed 2 more nights in Barcelona before proceeding by train to Madrid which we toured for 4 days.

Behind us is the medieval ruins of Vila Vella
 (Tossa de Mar, Spain)
The restored "Le Cite Medieval"
 (Carcassonne, France)


     Per suggestion of a Spanish lady we met here in the U.S., we booked the Hotel Plaza Mayor located just outside the old Plaza Mayor, a major tourist attraction in Madrid. The hotel is conveniently close to many tourist sites in the city (including the Palacio Real and Puerta del Sol) and to 2 or 3 Metro de Madrid train stations.

The Palacio de Communicaciones
 at the Plaza de Cibeles
 (Madrid, Spain)
A view of the Palacio Real from
 the Jardines de Sabatini
 (Madrid, Spain)

    As the designated Travel Planner, I realized on that first trip that I should have read more on what to expect, what to wear or what clothes to take, and other details that would have allowed us to see more places in the 2 weeks that we were there. We planned to go back to Europe sooner but some life events had to take precedence over our desire to travel to the continent more often. In May of this year, we finally made it back to Europe!
     We had a whole year to plan and save for this trip, MY second European trip as Ken has been to Europe many times since he was a kid, though he admits that his vacations in Europe before have never been as "adventure-filled" as OURS. He has me to thank for, of course. He told me once that I could write a travel guidebook the way I plan our vacations! That's what got me thinking about creating a travel blog.
     I had to change our itinerary, length of stay, and arrival and departure dates a couple of times. In the end, Ken and I agreed on spending 3 amazing weeks in Europe! The only hurdle that Ken had to overcome was informing his boss about our plan to be away for 3 weeks. The boss wasn't too happy about it but acquiesced, reminding him that he better take his celphone and work laptop (Great, another working vacation!).
     The first leg of our trip was a 2-night stay in Geneva, Switzerland. From there, we took the train to Aix-en-Provence where we stayed for a week. The thing I hate most about traveling is the "packing and unpacking" part. Hence, we decided to make Aix-en-Provence our base in the South of France.
     We drove all around Provence and the Cote d'Azur! In Provence, we toured Les Baux-de-Provence, Saint-Remy-de-Provence, Avignon and Nimes, and drove around the Luberon. In the Cote d'Azur, we visited Monaco, Eze, Villefrance-sur-Mer, Nice and Antibes one day, and Cannes, Saint-Raphael, Port Grimaud, Saint-Tropez and Marseilles another day, opting to take the longer but scenic routes along the coast. 
     From the South of France, we took the train to Paris, picked up our rental car at Gare de Lyon, and drove to Normandy. We arrived in Paris a little past noon on a Saturday and were glad that traffic was relatively smooth when we drove out of the city. Along the way, we visited Claude Monet's House and Garden in Giverny before proceeding to Honfleur, our base in Normandy. We spent 4 days in the region, also visiting Saint-Martin-de-Boscherville, Rouen, Mont-Saint-Michel, the Normandy American Cemetery and Memorial, the D-Day Beaches, Caen, Bayeaux, Beuvron-en Auge, and Le Havre. 
     Our last stop was the City of Love and Lights, PARIS! The prospect of weaving through heavy weekday traffic in "Gay Paree" wasn't something we looked forward to. We then opted to return our rental car to the Avis location at the Gare SNCF in Le Havre and took the train back to the City of Lights. The modern and nicely-decorated (and spacious by European standards) apartment we rented 6 months ahead was located on the market street of Rue Cler where we could live and feel like the locals for a week! From Paris, we also went on a day trip to Versailles and got to see the Grand Musical Fountain Display around the magnificent gardens and parks of the Chateau de Versailles!
     Contrary to popular belief that the French people are rude, we found them to be extremely amiable, courteous and polite (more so than the same people who call them rude). At the end of our trip, I found it hard to leave Paris. I felt that our stay in l'Hexagone wasn't long enough. Arriving home, I terribly missed French food! I constantly thought of French chocolates, macarons and pastries. I soon realized that, without doubt, I was deeply smitten with France!